01Internal Financial Infrastructure
Internal Financial
Infrastructure for Companies.
Moria is ready-to-use infrastructure that helps companies build and operate internal financial systems — used inside the organization, more structured, transparent, and under control.
Close-Loop System
Internal-only
Modular & Customizable
Built to fit your needs
Every activity recorded
Full audit trail
A.Active Modules
7+ systems
Savings, financing, investment, arisan, donations, takaful & more.
Live System
Trusted by companies, cooperatives, and communities
02Context · Positioning
Designed for the internal systems of your company.
Moria runs as a close-loop system — used by the company and all of its members within one managed ecosystem, never for the public.
Close-loop
/ inside the organization /03Core Values
Three principles that shape how we work.
Everything in One System
Manage every internal financial need without scattered tools.
More Control
Every activity is recorded and easy to monitor.
Built for Internal Use
Designed to live inside the organization.
04Product Overview
One platform for every internal financial activity.
Moria lets companies own an internal financial system that handles every employee financial need on a single platform that is connected and managed.
Ringkasan
Sistem
Total Pool
Rp 1.2M
Aktif
+12.4%
Anggota Aktif
324
System running
05 — Main Selling Point
Modules inside Moria.
Each module is connected within a single system — and can be activated based on your organization's needs.
Saving System
Structured employee savings
Helps employees build financial stability through structured, automated savings.
Financing System
Internal financing, managed
Provides healthier, managed access to internal financing.
Investment System
Productive fund growth
Lets members participate in growing funds productively.
Arisan System
Transparent digital arisan
A digital, transparent way to manage rotating savings groups.
Social Fund
A shared pool of fund
A communal fund pooled and used for member needs — all within a single system.
Donation System
Managed giving
A structured mechanism for members to donate inside the system.
Takaful / Ta'awun
Mutual protection
A community-based protection system between members.
Company Dashboard
Monitoring & control
Full visibility into every activity, in a single view.
06Business Value
Impact you feel immediately<br/>in day-to-day operations.
Reduce uncontrolled cash advances
Keep company cashflow stable
Cut dependence on external lenders
Help HR manage employee wellbeing
Improve loyalty and engagement
Open new revenue streams, effortlessly
07How the System Works
A system that runs in 5 steps.
- 01
Activate the system inside the company
The company uses Moria as the infrastructure for building its internal financial system.
- 02
Invite every member
Every member of the organization can use the platform based on their needs.
- 03
Contribute to the pool of fund
Each member contributes into a single shared fund inside the system.
- 04
Funds are managed & put to work
The fund is managed and circulated to meet member needs.
- 05
Value returns to every member
The company and its members share the profits generated by the running system.
08Use Cases
Used by different kinds of organizations.
Companies
For teams that want a stable internal system.
Foundations
Manage contributions & social programs in one place.
Communities
Community financial activity within one ecosystem.
Education
An internal financial system that just runs.
09Why Moria
Why Moria.
Ready-to-use infrastructure
No need to build it from scratch.
Purpose-built
For the internal needs of organizations.
Close-loop system
Controlled and monitored end to end.
Transparent
Easy to oversee from a single view.
Final CTA
Build Your Own Internal Financial System
Use Moria to create a healthier, more stable, and sustainable financial system inside your organization.
A no-commitment conversation.