Internal Financial EcosystemSave, Invest, Care, and Grow Together.
Inspired by the enduring legacy of Al-Aqsa, we build financial infrastructure grounded in integrity, resilience, and purpose.
Inspired by Timeless ValuesCommitted to Lasting Impact
Vision
People's Cooperative Digital Bank
To become the foundational financial infrastructure for cooperative and workforce communities across Southeast Asia and the Gulf — principled in structure, compliant in operation, and accountable to the communities it serves.
Mission
One-stop centre of cooperative financial services
To deliver a complete suite of Shariah-compliant financial services — savings, investment, financing, Takaful, and giving — through a single regulated platform, distributed via cooperatives, employers, and institutional partners to the workers and communities who need it most.
Our Global Reach
& Strategic Network
Built for communities. Trusted by organizations. Powered by Sharia values.
15+ Active Clients & Partners
From local cooperatives to international institutions
5 Client Sectors
- Education
- Business
- Cooperative
- Community
- FinTech
Ecosystem Reach
- Indonesia
- Saudi Arabia
- and still growing
Building a Legacy,
One Milestone at a Time
Every milestone reflects our commitment to building trusted financial infrastructure with purpose and integrity. From our earliest vision to the partnerships and innovations that define us today, each chapter strengthens the foundation for sustainable growth and enduring impact.
Terra Thread
University Project, produced 300 T-Shirts.
100 sold, 200 remained as inventory
Moria Social Investments
Social projects: Orphanages, ramadan aid, clean water, micro financing. Powered by 10% profit waqaf allocation
Moria Waqaf
Inspired by Turkey journey & Masjid Al-Aqsa contribution
Converted unsold tshirt into cash-waqaf
Foundation for Moria's social finance model
Moria Catering
Social enterprise on sustainability principles.
10% proceeds → social projects.
Moria Automative
Social projects: Orphanages, ramadan aid, clean water, micro financing. Powered by 10% profit waqaf allocation
Moria Construction Trading (Obhor Trading)
Social projects: Orphanages, ramadan aid, clean water, micro financing. Powered by 10% profit waqaf allocation
Moria Funds
Social projects: Orphanages, ramadan aid, clean water, micro financing. Powered by 10% profit waqaf allocation
Moria F&B
Social projects: Orphanages, ramadan aid, clean water, micro financing. Powered by 10% profit waqaf allocation
Moria Ventures
Social projects: Orphanages, ramadan aid, clean water, micro financing. Powered by 10% profit waqaf allocation
Moria Fund
Social projects: Orphanages, ramadan aid, clean water, micro financing. Powered by 10% profit waqaf allocation
The People
Behind the Purpose
Musab M. bin Nosair
CEO & Founder
Moria Fund Global
Mazen Ba Shammakh
CTO & Co-founder
Moria Fund Global
Faris Achmad Kuddah
COO & Co-founder
Moria Fund Global
Muhammad Habil Zubaid
CEO
Moria Fund Indonesia